Withdrawal networks and fees
So there is no live table here: check the cost inside the exchange account before you send.
What Kraken is
Kraken has operated from San Francisco since 2011 — one of the oldest active crypto exchanges in the world and the most grown-up venue in our review. US regulation, real banking relationships and public proof-of-reserves reporting.
A token promising fee discounts is something a regulator may treat as a security. So discounts here come from volume, not from holding a token.
What you get beyond plain trading
A regulated venue with banking relationships and a professional terminal.
Buying one coin for another or for USDT: plain trading, no leverage and no expiry.
44 pairsLeveraged contracts with no expiry date. Funding is charged every few hours — you either pay it or receive it.
209 contractsYield on coins that just sit there: flexible, withdrawable at any moment, or locked for a term at a higher rate.
A separate interface for active trading: advanced order types, several charts side by side and keyboard shortcuts.
Moving ordinary money in and out straight from a bank account, with no intermediaries and no P2P.
Large trades away from the order book: the price is agreed separately and the order does not move the market.
Real dollars, not USDT
Almost everything on Kraken is quoted against USD rather than USDT — a direct consequence of banking relationships offshore venues simply do not have: you hold actual money in the account, not a stablecoin stand-in. There are more euro pairs here than anywhere else we cover, and you can buy a coin against the euro directly, with no stablecoin step.
Pairs open for trading right now, from the exchange’s own pair list.
Funding every hour, not every eight
Most exchanges accrue funding three times a day. Kraken does it hourly, and publishes the rate in dollars per contract per hour rather than as a fraction of price. Our funding scanner divides it by the index and converts it to the usual form so the rate can be compared with its neighbours.
Smaller payments, more often: a position held for more than a few hours almost always meets an accrual.
Deposits and withdrawals: through a bank, no P2P
Bank transfer the main route
What is missing plan for it
The exchange runs no merchant-ad marketplace. If you need to buy from people by card, pick a venue in our P2P scanner and move the coin here.
At the entry tier, 0.40% maker and 0.80% taker from its own fee schedule — dearer than most venues we cover. The rate falls with thirty-day volume.
Seventeen tiers: from 0.40% to zero
The entry rate in the professional terminal is 0.40% maker and 0.80% taker. That is the most expensive start we cover, and a deliberate choice: there is no token discount here, but the ladder is long and honest.
| 30-day volume | Maker | Taker |
|---|---|---|
| from $0 | 0.4% | 0.8% |
| from 2,500 $ | 0.3% | 0.6% |
| from 10,000 $ | 0.22% | 0.38% |
| from 25,000 $ | 0.2% | 0.35% |
| from 50,000 $ | 0.15% | 0.3% |
| from 100,000 $ | 0.12% | 0.25% |
| from 250,000 $ | 0.1% | 0.22% |
| from 500,000 $ | 0.08% | 0.2% |
| from 1,000,000 $ | 0.06% | 0.18% |
| from 2,500,000 $ | 0.04% | 0.15% |
| from 5,000,000 $ | 0.02% | 0.12% |
| from 10,000,000 $ | 0% | 0.1% |
| from 50,000,000 $ | 0% | 0.09% |
| from 100,000,000 $ | 0% | 0.08% |
| from 250,000,000 $ | 0% | 0.07% |
| from 400,000,000 $ | 0% | 0.06% |
| from 500,000,000 $ | 0% | 0.05% |
Rates as published by the exchange on the check date; the tier is recalculated automatically. Professional terminal rates. A tier can also be reached on derivatives volume or on assets held on the platform.
Look at the second step: $2,500 of monthly volume takes a quarter off the rate. By ten thousand the maker fee is nearly half the entry level. For an active trader the expensive start stops being expensive sooner than it looks.
Contracts: the rate turns negative
Derivatives run a seventeen-step ladder too, starting at the familiar 0.02% and 0.05%.
| 30-day volume | Maker | Taker |
|---|---|---|
| from $0 | 0.0200% | 0.0500% |
| from $5M | 0.0175% | 0.0450% |
| from $25M | 0.0100% | 0.0300% |
| from $100M | 0% | 0.0200% |
| from $250M | −0.0030% | 0.0175% |
| from $500M | −0.0050% | 0.0150% |
| above $5B | −0.0060% | 0.0125% |
Seventeen tiers, with the key ones shown. A negative maker rate is a rebate for providing liquidity. For coin-margined and multi-collateral derivatives the volumes are aggregated when setting the tier.
From the eleventh tier the maker fee goes negative: the venue pays for liquidity resting in the book. The fee is charged on the notional value of the filled order.
Leverage: an eight-level margin schedule
The derivatives guide of 16 October 2026 states a 100x maximum with initial margin from 1% and maintenance from 0.5%. But contracts are split into seven categories and the margin schedule into eight levels: 100x, 50x, 25x, 20x, 10x, 5x, 3.33x and 2x. As a position grows the collateral requirement rises and the leverage available falls down that ladder.
Perpetual contracts in the Kraken app are a separate product with a 50x maximum. Per the guide of 1 October 2026 they are unavailable to clients in the United States, the United Kingdom, Canada and Australia, and elsewhere availability depends on geographic restrictions.
Spot margin: two fees on top of the usual one
A spot position can be scaled with the venue's funds. Leverage depends on the pair.
| Pair | Leverage |
|---|---|
| BTC/USD | up to 20x |
| BTC/EUR | up to 10x |
| BTC/USDT and BTC/USDC | up to 10x |
| ADA/USD, LINK/USD, AVAX/USD | up to 10x |
| AAVE/USD | up to 5x |
Examples from the current list; the leverage available has to be read per pair.
Besides the ordinary trading fee on open and close, a margin position costs two more charges: an opening fee and a rollover fee. They are counted separately from the spot schedule, and they are the ones most often forgotten in a return calculation. On liquidation the official material states a 2% fee.
There is no P2P — and that is by design
Kraken has no classic listings board: no posting ads, no choosing a counterparty, no escrow between users, no merchants. Instead there are bank transfers and the venue's own fiat routes.
That is not a gap in our review but the shape of the exchange: it operates as a regulated financial intermediary rather than a listings marketplace. Which is why Kraken does not appear in our P2P scanner, and cannot.
Staking, shares and a subscription
Besides staking there is a rewards programme with a subscription, automatic accrual, recurring scheduled purchases, tokenized share trading and an OTC desk. Some products depend on the country: a regulated venue cannot offer the same thing everywhere.
We use the exchange's own formula: amount × rate ÷ 365 × term. Put in the rate you see in your account — it changes.
Who it suits
Fifteen unbroken years and US regulation.
Real dollars and euro, in and out, with no intermediaries.
Clear, written terms and understandable unbonding periods.
Kraken for moving in and out of fiat, an offshore venue such as Binance for breadth of listing and P2P. Compare →
Frequently asked
Why is the Kraken fee so high?+
The entry rate of 0.40% maker and 0.80% taker is the dearest we cover, but the ladder is long: $2,500 of monthly volume already brings it to 0.30% and 0.60%, and ten thousand to 0.22% and 0.38%. There is no token discount here, by design.
Do these fees apply in the app?+
No. These are the professional terminal rates. An instant buy in the ordinary interface runs on different terms and a spread, and such purchases do not count toward the volume that sets your tier.
What leverage do Kraken derivatives offer?+
Up to 100x per the guide, but an eight-level margin schedule applies: 100x, 50x, 25x, 20x, 10x, 5x, 3.33x and 2x. Requirements rise as the position grows. Perpetuals in the Kraken app are a separate product capped at 50x.
What does a spot margin position cost?+
Besides the ordinary trading fee there is an opening fee and a rollover fee, counted separately. On liquidation the official material states a 2% fee.
Does Kraken have P2P?+
No. There is no classic listings board with merchants and escrow between users: money moves in and out through bank transfers and the venue own fiat routes.
Why does Kraken have no exchange token?+
It operates under US regulation, and a token promising discounts and returns is something a regulator may deem a security. Discounts here come from volume, not from holding a token.
Why does Kraken show so few pairs in your spot arbitrage?+
Because we take only USDT pairs, and Kraken has fewer than fifty: nearly everything is quoted in real dollars. Mixing USD pairs with other venues’ USDT pairs would present USDT’s deviation as arbitrage.
Does Kraken have P2P?+
No. Fiat comes in and out by bank transfer; there is no merchant-ad marketplace.
What makes Kraken useful for stablecoins?+
It has genuine USD pairs, which is how we compute the live dollar rate. Without that anchor, USDT’s deviation would be measured against USDT itself.
Why does Kraken funding look different?+
The exchange publishes the rate in dollars per contract per hour rather than as a fraction of price, and it accrues hourly rather than every eight hours.
What does trading on Kraken actually cost?+
At the entry tier, 0.80% taker and 0.40% maker, from its own fee schedule. The rate falls with thirty-day volume: reaching 0.20% taker takes a quarter of a million dollars traded in a month.
Why is there no table of Kraken networks and withdrawal fees?+
The exchange does not serve them programmatically, and we will not retype them by hand: figures like that go stale silently. The cost of a transfer is shown in the account before you send.
How do I fund an account if there is no P2P?+
Only by bank transfer or crypto from another wallet. Limits depend on your country and verification level, and the exchange publishes them on a page of its own — linked above.
Can a withdrawal be cancelled?+
While it is "Initiated", yes; while "Pending", sometimes. Once the transaction is broadcast to the blockchain it cannot be cancelled. That is true everywhere, but Kraken states the states explicitly.
Why check the network before sending?+
Kraken does not support every network for every coin, and a deposit sent on an unsupported network is usually unrecoverable. The supported list is in its funding help pages.
Methodology and principles of analytical processing
Forming and structuring the data
The analytical system brings disparate market information together into a single structure, accounting for the specifics of trading directions and the individual characteristics of each platform. That keeps the presentation consistent and the key parameters comparable.
Criteria for forming the results
Forming the analytical selection takes into account the completeness, availability and reliability of the source information. Parameters that meet the established processing and confirmation criteria are included in the calculations. Insufficiently substantiated values are not used in the final results.
Currency of the analytical information
The information presented is kept current through regular refreshing and reconciliation of the analytical parameters. How often that happens is determined by the nature of each category of data and the way it is processed.
Official sources
The exchange’s own pages — check there if our figures ever disagree with its.
- Kraken Support Centersupport.kraken.com
- Fee schedulekraken.com
- Cryptocurrency funding FAQsupport.kraken.com
- Deposit and withdrawal limitssupport.kraken.com
Kraken or another exchange
The largest crypto exchange against the oldest regulated one. These are two different ways to hold money — here is both.
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Two venues with genuine registration rather than an offshore address. The difference is which money they are tied to.
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These two venues solve different problems, and choosing between them is really choosing how your money gets into crypto. On WEEX that means other people’s ads in almost ninety currencies; on Kraken, a transfer straight from your bank.
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Choosing between these two is not a matter of better or worse but of timing. On Toobit a new coin appears within days; on Kraken, after a review — and both of those speeds are what somebody needs.
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Kraken is good at the way in and out of real money, Bybit where leverage and contracts are needed. Not an either-or.
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OKX is more interesting inside crypto, Kraken at the way in and out, where euro and dollar stay themselves.
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Feature set on Bitget against clean settlement on Kraken. The first is for trading, the second for money.
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Kraken is good because the money arrives real; Gate because new tickers land there earlier.
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Kraken is good because the money arrives real; MEXC because new tickers land there earlier.
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Feature set on KuCoin against clean settlement on Kraken. The first is for trading, the second for money.
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HTX is more interesting inside crypto, Kraken at the way in and out, where euro and dollar stay themselves.
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Kraken is good at the way in and out of real money, BingX where leverage and contracts are needed. Not an either-or.
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Thousands of coins on LBank against direct fiat on Kraken. A pair of venues beats picking one.
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Money goes in through Kraken, trading happens on Phemex. The pair works better than picking one.
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XT.com is more interesting inside crypto, Kraken at the way in and out, where euro and dollar stay themselves.
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Feature set on KCEX against clean settlement on Kraken. The first is for trading, the second for money.
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Feature set on Ourbit against clean settlement on Kraken. The first is for trading, the second for money.
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BigONE is more interesting inside crypto, Kraken at the way in and out, where euro and dollar stay themselves.
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Crypto.com is more interesting inside crypto, Kraken at the way in and out, where euro and dollar stay themselves.
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Hotcoin is more interesting inside crypto, Kraken at the way in and out, where euro and dollar stay themselves.
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Feature set on Pionex against clean settlement on Kraken. The first is for trading, the second for money.
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Feature set on HIBT against clean settlement on Kraken. The first is for trading, the second for money.
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Zoomex is more interesting inside crypto, Kraken at the way in and out, where euro and dollar stay themselves.
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Feature set on Bitunix against clean settlement on Kraken. The first is for trading, the second for money.
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xRocket is more interesting inside crypto, Kraken at the way in and out, where euro and dollar stay themselves.
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Kraken is good at the way in and out of real money, BloFin where leverage and contracts are needed. Not an either-or.
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Kraken is good at the way in and out of real money, CoinW where leverage and contracts are needed. Not an either-or.
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Kraken in our scanners: the spot spread, the futures gap, funding rates.
Other exchanges
A European exchange with Ukrainian roots: direct euro and hryvnia pairs with no USDT in between, a flat fee and its own WBT token near the top of the market.
Read the reviewA derivatives venue built by people from bank trading desks: a fast engine, a tidy listing and a precise funding interval on every contract.
Read the reviewA broad-coverage venue with early listings and probably the most detailed withdrawal-network directory in this comparison.
Read the reviewVenue names on this page link to the exchanges through affiliate links: if you sign up through them, we earn a commission from the exchange. It changes nothing in the tables or in the review — those are collected automatically and identically for every venue.