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P2P rates & spreads

Compare USDT buy and sell offers by currency, payment method and trade size.

Typical USDT P2P rates by currency

Snapshot taken 2026-11-12 21:49 UTC. Replaced with live data in the browser.

Median across venues, not the single best offer: order books always carry a tail of unrealistic prices. Only venues with at least fifteen ads in that currency count towards the median — the median of a two-ad book is not a market price. The last column shows how many venues returned data at all.

CurrencyBuySellVenues
UAH47.6145.9011
USD1.050.999010
EUR0.95000.890011
RUB87.7585.136
KZT476.90450.0010
PLN4.093.8011
TRY52.5449.949
GEL2.592.569
Why compare

Why compare P2P rates

The P2P price of USDT is formed by many separate offers. Every seller sets their own rate, payment terms and limits, so the final cost of buying or selling can differ substantially depending on the venue, the bank and the size of the trade.

Even a small difference in rate can affect the outcome of a trade, and at larger volumes those gaps become especially visible. Comparing offers makes the market easier to read and helps you pick the terms that suit you best.

Reading the page

How to read the page

At the top of the page sits a summary panel with four key figures: the lowest buy price, the highest sell price, the gap between the best offers, and how those market values compare with the official rate.

Beside every offer you see the ad limits and the volume available for the trade. Those parameters show not just how attractive the rate is but how reachable the offer really is: the best price does not always mean you can exchange the amount you need, because a seller’s limits can change the terms considerably.

Watch the gap between buy and sell prices: even a few percent can open up interesting ground for arbitrage analysis.

Best buy price——per 1 USDTLimit —
Best sell price——per 1 USDTLimit —
Cross-exchange spread——
Official rate——per 1 USDTofficial —
Filters

Filters

Enter the amount you want to exchange so that only offers matching those limits are shown. Pick a preferred payment method or bank to filter the ads down to suitable payment terms.

Filtering adapts the results to your parameters and lets you focus on the offers that match the volume and the method you have in mind.

Amount10 000USDT
Currency—
Payment methodAll methods
Payment methods
How the table works

Spread matrix

The spread matrix lets you gauge the price difference between venues and spot directions that are potentially interesting for arbitrage.

In the table the rows are the venues you buy on, the columns are the venues you sell on, and each cell shows the potential percentage spread between those two directions.

Additional costs matter. The spread shown is calculated before fees. To judge the real outcome you have to account for network fees on moving assets, possible trading fees and the market price moving while the operation runs.

So a positive spread does not always mean clean profit. Where the price gap is small, those extra costs can cancel out the potential gain entirely.

Buy \ Sell
About the official rate

Premium to the official rate

This figure shows how far the current P2P price of USDT sits from the central bank’s official rate.

A positive value means the market price of USDT is above the official currency benchmark. A negative value means the opposite: on the P2P market the price is below the official rate.

The figure helps you judge the current market premium or discount and see how far the actual exchange terms differ from the official benchmark.

Official rate——per 1 USDT
P2P —

Methodology and principles of analytical processing

Forming and structuring the data

The analytical system brings disparate market information together into a single structure, accounting for the specifics of trading directions and the individual characteristics of each platform. That keeps the presentation consistent and the key parameters comparable.

Criteria for forming the results

Forming the analytical selection takes into account the completeness, availability and reliability of the source information. Parameters that meet the established processing and confirmation criteria are included in the calculations. Insufficiently substantiated values are not used in the final results.

Currency of the analytical information

The information presented is kept current through regular refreshing and reconciliation of the analytical parameters. How often that happens is determined by the nature of each category of data and the way it is processed.

Related tools

P2P route finderThe matching algorithm weighs not only price but the compatibility of the offers’ parameters, which lets it surface relevant combinations given the exchange terms actually available.P2P venue rankingA comparative analysis of trading platforms by how many offers they carry, the volumes available and the price figures in the currency you choose.P2P order book builderA tool for comparing P2P ads across trading venues. Set a target rate to see where it would sit against the existing offers and how competitive the price is on each platform.SWIFT transfer analysisP2P rates compared with official currency benchmarks, price deviations assessed, and the final exchange terms analysed with bank costs included.