USDT to euro rate
Where USDT is cheapest to buy and highest to sell for EUR — nine P2P exchanges side by side, with the premium over the official rate.
P2P rates, funding rates and cross-exchange spreads — right in your chat, no sign-up.
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Frequently asked questions
What is the USDT to euro rate today?
Current buy and sell prices across six exchanges are in the table above and refresh automatically every few minutes. There is no single rate: each venue has its own, which is why we show all of them.
Where is the best place to buy USDT for EUR?
The euro is present on all every venue we cover with a fairly even split: Bybit holds about half the ads, Binance roughly a third, with a meaningful share on OKX. But read the price together with the ad limits: the lowest price is often available only for a small amount.
Why do euro prices differ between exchanges?
On P2P the price is set by the merchant, not the exchange. The difference depends on how many sellers work on a venue and how actively that venue serves Eurozone. The key practical question with the euro is not price but compatibility: many merchants accept accounts only from certain countries and require the sender name to match the deal.
Is this the official rate?
No. The official rate is published by ECB and shown separately on this page alongside the premium. The table carries real ads posted by people, which always differ from it.
Prices by venue EUR
Median ads as of 12 November 2026. Not the single best offer but the typical one: order books always carry a tail of unrealistic prices. The live table above refreshes on its own.
| Venue | Buy | Sell | Ads |
|---|---|---|---|
| Bybit | 0.905 | 0.93 | 906 |
| Binance | 0.911 | 0.911 | 725 |
| OKX | 0.976 | 0.86 | 339 |
| LBank | 0.93 | 0.862 | 197 |
| Toobit | 0.974 | 0.898 | 172 |
| KuCoin | 0.97 | 0.89 | 112 |
| HTX | 0.95 | 0.92 | 110 |
| Telegram Wallet | 1 | 0.889 | 42 |
| xRocket | 1.18 | 0.82 | 27 |
| MEXC | 0.946 | 1.006 | 20 |
| WEEX | 0.94 | 0.825 | 17 |
As of this page's build (12 November 2026) a typical buy costs 0.95 EUR and a typical sell fetches 0.88 EUR. 11 venues carry the currency, with 1968 ads live. The gap between the main venues is 4.34%. Venues: Binance, Bybit, HTX, KuCoin, LBank, MEXC, OKX, Toobit, Telegram Wallet, WEEX, xRocket. The live table above refreshes on its own.
The EUR market: what to know
What makes up the USDT to euro rate
The euro trades mostly over SEPA, and that sets the rhythm of the market: standard SEPA lands next business day, instant SEPA in minutes, and ads quote different prices for each. The market is liquid, but many merchants only accept European accounts and require a matching name, so the best price is not always available to you.
Where the euro trades
Which exchanges to buy USDT for EUR on
The euro is present on all every venue we cover with a fairly even split: Bybit holds about half the ads, Binance roughly a third, with a meaningful share on OKX. This is one of the few markets where comparing venues genuinely pays off — the spread between them can exceed the spread inside any one of them.
How this market works in practice
Ad limits and trade size in euro
The key practical question with the euro is not price but compatibility: many merchants accept accounts only from certain countries and require the sender name to match the deal. The best price in the table may simply not be available to you. Standard SEPA lands next business day, and the price can move over that day — which is exactly why instant-SEPA ads cost more.
Payment methods
How people pay for USDT in Eurozone
The euro market mostly runs on: SEPA, Revolut, Wise, N26. The payment rail moves the price as much as the venue does.
How to filter ads by payment method
The full P2P scanner lets you filter ads by bank or payment system. How to read ad limits, and why a visible spread differs from a real one, is covered in the lesson on spreads.
The premium over the ECB rate
How the premium differs from the official rate
The premium shows whether a dollar costs more or less inside the country than the regulator says. For Eurozone it is one of the most honest indicators of the real rate, because it is built from thousands of live trades rather than a published figure.
What a positive and a negative premium mean
A positive premium means stronger demand for the currency; a negative one means crypto is cheaper on this market than a bank dollar.
How often each figure updates
The ECB rate changes once a day, the table prices every few minutes — worth bearing in mind when comparing them.